Smart Insurance Technology

The EMIL Insurance Suite offers innovative modules for all steps along the whole insurance value chain

Modular Platform Technology

Modulare Plattform-technologie

Modulare Plattformtechnologie

The modules of the EMIL Insurance Suite cover the entire value chain from offer & application to claims management and customer-centric service.

Offer & Application

EMIL enables the quick integration of various distribution channels (including NAFI, aggregators, etc.) as well as the simple design of calculation logic and application process.

Policy Management

Policen-verwaltung: Unsere Module

Policenverwaltung: Unsere Module

Fully automated underwriting, generation and send out of all relevant documents, payment processing and reminders with coverage of all relevant payment methods provide the basis for customer-centric, innovative products.

Modul: Claims

Schadensma-nagement: Unsere Module

Schadensmanagement: Unsere Module

Claims evaluation, processing and premium adjustments are all carried out in the EMIL Claims Center, which offers interfaces to service providers and internal systems to enable a 360° view of the claims' history of every customer.

Risk & Reporting

Comprehensive live-KPIs, a dedicated benchmarking tool, to compare one's own premium level with the competition and the connection of external data sources enable fast, action-relevant analyses.

Modul: Service

Stable insurance software with modern UI & UX: Automated premium adjustments, notifications and an intuitive customer data changes allow a 360° view of the customer and responding quick and efficiently.

Complete software without coding.

The EMIL Insurance Suite works stand-alone: the technology platform and individual insurance products can be operated, managed and adapted directly by the business department without the need of any programming skills.

The EMIL Premium Benchmarking

The browser-based product benchmarking module for insurances works stand-alone and enables intelligent optimization through up-to-date market data.


The easy-to-integrate EMIL Insurance Suite enables cost-effective, high-speed operation as well as flexibility in configuration and customization.

Easy integration

Stand-Alone functionality without an integration possible and high compatibility with all common interfaces (BiPRO, SOAP, REST, etc.)

High level of flexibility

The modular software enables a Go-Live in weeks. Product adaptations can be entirely done by the business department without the need for IT resources.

Relevant Insights

"Business Cockpit" and competitor benchmarking with real-time KPIs enable smart inventory controlling.

Low-cost operation

High level of background processing with end-to-end automated processes. Optional Cloud or On-Premises hosting.

Cloud-Hosting und hoher Grad an Dunkelverarbeitung bei dem die Standardprozesse von Grund auf End-to-End automatisiert wurden.

Quickly launch new products.

Testing new product ideas and white-label products together with sales partners, bundling products with value-added services & more: The EMIL Insurance Suite serves as your digital speedboat.

Success Stories

Manage existing portfolios more efficiently.

Simple migration, reduction of administrative costs, inventory optimization & more.: The EMIL Insurance Suite enables more efficient operation of ancillary portfolios, where implementation in the core system would be too complex or costly.

Success Stories

Scalable and modern cloud architecture.

The proprietary EMIL technology was developed and optimized over a period of several years and is based on a modern service-oriented architecture for high flexibility and scalability.


Innovative car insurance concept

In cooperation with EMIL, Gothaer Allgemeine Versicherung AG has launched Germany's first Pay-Per-Mile insurance. Outside existing legacy structures, the EMIL Insurance Suite enabled a fast product launch and was used for the entire insurance business as well as portfolio management and operative processing (incl. booking funnel, vehicle registration, VWB, etc.).

Logo der Gothaer Versicherung
Gothaer Allgemeine Versicherung

Pilot launch at the interface of insurance and connected car

EMIL made it possible to launch the first try-before-you-buy telematics product on the German market within just four weeks. Here, policyholders are guaranteed discounts for their car insurance based on driving behavior - even before policy application.

Durch EMIL konnte das Telekommunikations-unternehmen Vodafone innerhalb von nur vier Wochen mit einem innovativen Pay-How-You Drive Mobilitäts-produkt in den deutschen Kfz-Versicherungsmarkt einsteigen.


Adhering to the highest standards

Compliance and operations

Compliance with BaFin requirements for cloud service providers and regular audits for BaFin and GoBD conformity.

Data privacy and security

The highest criteria for data protection and data security (based on the DSGVO and other regulations) were confirmed in various audits.

Gewährleistung von Datenschutz- und Datensicherheit nach EU-DSGVO im Rahmen der Datenverarbeitung im Auftrag (ADV).

Continuous Operations

Among other things, a comprehensive monitoring system and encrypted backups ensure trouble-free software operation - 24/7.

Contact us

We are happy to answer questions and tell you more about our product in a live demo.

‍‍Wir nehmen uns Zeit für Ihre Fragen und zeigen Ihnen gerne eine Produktdemo.

Direct message

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Or do not hesitate to call us at +49 30 83795324.

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