Smart Insurance Technology

The EMIL Insurance Suite offers innovative modules for all steps along the whole insurance value chain
EMIL Insurance Suite: Module

Modular Platform Technology

Modular platform technology

Modulare Plattformtechnologie

The modules of the EMIL Insurance Suite cover the entire value chain from offer & application to claims management and customer-centric service.

EMIL Insurance Suite: Angebot, Antrag und Underwriting

Quote, Bind & Underwriting

Quote, Bind & Underwriting

Simplify your sales and accelerate your time to market. The entire quote & bind and underwriting process can be customised and dynamic application routes can be configured directly from the interface.

EMIL Insurance Suite: Product Engine, Policy Management & Claims

Product Engine, Policy & Claims

Policenverwaltung: Unsere Module

Product Engine, Policy & Claims

Configure products, prices and processes flexibly and easily and maintain an overview of contracts and policies. It is also possible to configure all claims processes, including first notice of loss (FNOL), claims review, service provider management, etc.

EMIL Insurance Suite: Kunden- und Partnermanagement

Customer & Partner management

Customer & Partner management

Schadensmanagement: Unsere Module

All customers and partners can be comprehensively managed. Sales hierarchies and commission calculations can be customised. Separate interfaces and views are available for external sales partners.

EMIL Insurance Suite: Reporting, Analytics & Business Intelligence

Reporting, Analytics & BI

Reporting, Analytics & BI

Use the powerful business intelligence tool to get meaningful statistics, reports and live reports and KPIs on easy-to-read dashboards.

EMIL Insurance Suite: Services und mehr

Service and more

Services and more

More than insurance: Get an application landscape that goes beyond insurance expertise. Easily source services and surrounding systems through our component-based plug-and-play marketplace, benefit from flexible configuration and easy document creation and management.

Complete software without coding.

The EMIL Insurance Suite works stand-alone: the technology platform and individual insurance products can be operated, managed and adapted directly by the business department without the need of any programming skills.

The EMIL Premium Benchmarking

The browser-based product benchmarking module for insurances works stand-alone and enables intelligent optimization through up-to-date market data.


The easy-to-integrate EMIL Insurance Suite enables cost-effective, high-speed operation as well as flexibility in configuration and customization.

Easy integration

Stand-alone functionality with high integration capability and modern interfaces (e.g. REST, SDK).

Cloud-native IT

Modern cloud-native technology ensures high scalability, agility and availability of software.

High flexibility

Modular software and no-code/low-code capabilities ensure independence from IT resources and offer a high degree of customisation.

Low-cost SaaS-operation

True Software as a Service, including all licence fees and project costs, enables low total cost of ownership.

True Software as a Service, including all licence fees and project costs, enables low total cost of ownership.

Quick launch of new products or migration.

Quick launch of new products or migration.

The rapid implementation of new business ideas, lines of business and products or the replacement of the existing application landscape: the EMIL Insurance Suite serves as a digital speedboat and as a new core system for migrations.

Success Stories

Manage existing portfolios more efficiently.

Simple migration, reduction of administrative costs, inventory optimization & more.: The EMIL Insurance Suite enables more efficient operation of ancillary portfolios, where implementation in the core system would be too complex or costly.

Success Stories

Scalable and modern cloud architecture.

Scalable and modern cloud architecture.

The cloud-native EMIL technology has been developed and optimised over a period of several years and is based on a modern service-oriented architecture for high flexibility and scalability.


Innovative car insurance concept

In cooperation with EMIL, Gothaer Allgemeine Versicherung AG has launched Germany's first Pay-Per-Mile insurance. Outside existing legacy structures, the EMIL Insurance Suite enabled a fast product launch and was used for the entire insurance business as well as portfolio management and operative processing (incl. booking funnel, vehicle registration, VWB, etc.).

Logo der Gothaer Versicherung
Gothaer Allgemeine Versicherung

Pilot launch at the interface of insurance and connected car

EMIL made it possible to launch the first try-before-you-buy telematics product on the German market within just four weeks. Here, policyholders are guaranteed discounts for their car insurance based on driving behavior - even before policy application.

Durch EMIL konnte das Telekommunikations-unternehmen Vodafone innerhalb von nur vier Wochen mit einem innovativen Pay-How-You Drive Mobilitäts-produkt in den deutschen Kfz-Versicherungsmarkt einsteigen.


Adhering to the highest standards

Compliance and operations

Compliance with BaFin requirements for cloud service providers and regular audits for BaFin and GoBD conformity.

Data privacy and security

The highest criteria for data protection and data security (based on the GDPR and other regulations) were confirmed in various audits.

The highest criteria for data protection and data security (based on the GDPR and other regulations) were confirmed in various audits.

Continuous operation

Among other things, a comprehensive monitoring system and encrypted backups ensure trouble-free software operation - 24/7.

Contact us

We are happy to answer questions and tell you more about our product.

‍‍Wir nehmen uns Zeit für Ihre Fragen und zeigen Ihnen gerne eine Produktdemo.

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Or do not hesitate to call us at +49 30 83795324.

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